Lifestyle Inflation Calculator

Track how rising lifestyle costs erode future savings. Useful for forecasting hidden cash leaks due to rising aspirations.

Lifestyle Inputs
Estimate the long-term impact of increasing lifestyle expenses.

Discretionary spending like dining out, hobbies, subscriptions, non-essential upgrades.

Expected annual percentage increase in your lifestyle spending (e.g., 10 for 10%). This is often higher than general inflation due to desire for better things.

The period over which you want to see the impact.

Expected annual return if the extra lifestyle spending was invested instead.