National Pension System (NPS) Calculator

Personal Details
NPS is available from age 18 to 65
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Minimum ₹500 per month or ₹6,000 per year
Standard retirement age is 60 years
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Investment Strategy
Return Assumptions
Historical equity returns are 12-14% p.a.
About NPS

National Pension System (NPS) is a government-sponsored pension scheme that offers:

  • Additional tax benefit under Section 80CCD(1B) up to ₹50,000
  • Market-linked returns through diversified investments
  • Choice of pension fund managers and asset allocation
  • Partial withdrawal facility for specific needs

Tip: Maximize tax benefits by contributing to both Section 80C (₹1.5L) and additional NPS benefit (₹50,000). Consider aggressive allocation when young.

NPS Summary
Total Investment
₹0
Returns Generated
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Expected Annual Pension
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Total Maturity Value
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Annual Tax Benefits
Section 80CCD(1) Benefit ₹0
Section 80CCD(1B) Benefit ₹0
Tax Savings (30% bracket) ₹0
Maturity Options
Lump Sum (60%) ₹0
Annuity Investment (40%) ₹0
Monthly Pension (@ 6% p.a.) ₹0