TakeHomeSalary
Your Hub for Financial Calculation Tools
Calculate your Indian monthly take-home salary for FY 2025-26. Understand your net pay after tax deductions under both New and Old tax regimes. Ideal for salary negotiation and financial planning.
Build a comprehensive personal financial plan. Input income, expenses, goals, savings, and debts to generate a detailed report and gain insights into your financial health in India.
Perform various percentage calculations easily. Calculate X% of Y, percentage change, and more for everyday use. A versatile tool for quick math.
Identifies how small, regular expenses (like daily coffee) can accumulate into significant savings if invested over time. See the potential growth of redirecting those funds.
Compares renting a house vs buying (EMI, tax benefits, appreciation, flexibility). Useful when planning property decisions, especially in metro cities.
Calculates the monthly savings needed to achieve Financial Independence and Retire Early (FIRE) by your target age, considering your current corpus, expenses, and investment returns.
Track how rising lifestyle costs (subscriptions, better car, private schooling) erode future savings. Useful for forecasting hidden cash leaks due to rising aspirations.
Projects how much you need to save monthly for future goals (e.g., home, retirement), factoring in inflation and investment returns. Breaks down goals into manageable monthly savings.
Calculates future education costs with inflation (domestic & abroad) for up to 2 kids. Helps plan Sukanya Samriddhi, PPF, Mutual Funds, etc., per goal.
Human Life Value Calculator
Estimates the economic value of a person’s life based on income, age, and future earning potential. Helps determine adequate life insurance coverage.
Debt Snowball vs. Avalanche Planner
Compare debt repayment strategies: Snowball (smallest balance first for quick wins) vs. Avalanche (highest interest first to save money). Plan your path to debt freedom.
Present Value of Annuity Calculator
Calculates the current worth of a series of future payments (annuity). Useful for evaluating pensions, settlements, or understanding loan values.
Insurance Gap Analyzer
Checks if your health/life cover is adequate for dependents.
Will & Estate Plan Generator
Helps prepare a simple legal will or digital estate plan.
EMI Foreclosure Impact Calculator
Shows interest saved by prepaying EMIs at various stages. (Note: RBI site formulas to be used for implementation).